Terms

Educational and Informational Purpose Only

ImGeld provides educational and informational content only.

All materials published by ImGeld, including but not limited to market commentary, stock analysis, industry rankings, indicators, opinions, scenarios, projections and forward-looking statements, are intended solely to support the independent learning and decision-making process of users.

Nothing published by ImGeld constitutes investment advice, financial advice, a personal recommendation, or a solicitation to buy, sell, or hold any security, derivative, financial product, or financial instrument.

All content is provided on an “as is” basis, without any representation or warranty of any kind.

No Investment Advice or Fiduciary Relationship

ImGeld and its publishers are not brokers, dealers, investment advisers, portfolio managers, or regulated financial professionals.

No fiduciary relationship is created by access to, subscription to, or use of ImGeld content.

ImGeld does not provide personalized advice and does not consider any user’s financial situation, objectives, experience, investment horizon, or risk tolerance.

Users should consult a licensed and qualified financial professional before making any investment or trading decision.

Forward-Looking Statements and Opinions

Certain ImGeld content may include opinions, expectations, forecasts, projections, scenarios, or other forward-looking statements.

Such statements are inherently uncertain and subject to risks, assumptions, market conditions and other factors beyond ImGeld’s control.

Actual outcomes may differ materially from any opinion, forecast, projection, scenario, or expectation.

ImGeld undertakes no obligation to update or revise any forward-looking statements, opinions, or projections.

Risk Disclosure

Trading and investing involve substantial risk and are not suitable for all individuals.

Users may lose some or all of their capital.

Past performance is not indicative of future results.

Any decision made by a user based on ImGeld content is made solely at the user’s own risk and responsibility.

User Responsibility and Independent Due Diligence

Users are solely responsible for conducting their own independent research, verification and analysis before making any financial decision.

Information provided by ImGeld must not be relied upon as the sole basis for any investment or trading decision.

By using ImGeld, users acknowledge that they are responsible for evaluating the suitability, accuracy and relevance of any information before acting on it.

Disclosure of Interests

Principals, publishers, contributors, employees, or affiliates of ImGeld may hold long or short positions in securities or instruments discussed.

Such positions may be entered into, changed, or closed at any time without notice.

Accuracy of Information

ImGeld seeks to use sources believed to be reliable, but no representation or warranty is made regarding the accuracy, completeness, timeliness, or reliability of any information.

Errors, omissions, delays, or inaccuracies may occur.

Users should independently verify all information before relying on it.

Intellectual Property

All content published by ImGeld, including text, analysis, graphics, tables, images, logos, trademarks, website design, structure, databases and compilations of information, is the property of ImGeld or its licensors.

Users may view content on their personal devices and may download or print individual copies for personal, non-commercial use.

Without prior written authorization from ImGeld, users may not reproduce, distribute, republish, resell, scrape, data mine, copy in bulk, create derivative works from, or commercially exploit ImGeld content.

Users may not share paid content, paid reports, subscriber-only material, or access credentials with third parties.

Unauthorized use may result in termination of access without refund and may lead to legal action.

Subscriptions, Cancellation and Refunds

Paid subscriptions renew automatically unless cancelled before the renewal date.

Charges already processed are non-refundable, except where refunds are required by applicable law.

Users are responsible for managing their own subscription status before renewal.

Modification of Terms

ImGeld may update or amend these Terms from time to time.

Updated versions will be made available on this page.

Continued use of ImGeld after changes are published constitutes acceptance of the updated Terms.

Limitation of Liability

To the maximum extent permitted by law, ImGeld, its publishers, contributors, employees and affiliates shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from or related to the use of ImGeld content, website, reports, newsletters, or services.

Use of ImGeld is entirely at the user’s own risk.

Governing Law and Jurisdiction

These Terms and any dispute arising from or related to ImGeld shall be governed by the laws of Spain, without prejudice to any mandatory consumer protection laws that may apply.

Any dispute shall be subject to the competent courts of Spain, unless mandatory law provides otherwise.

Information We Collect

ImGeld may collect the following information:

• Name and email address when a user subscribes or contacts us.
• Subscription tier and subscription status.
• Billing and transaction information, where applicable.
• Communications sent by users to ImGeld.
• Technical data such as IP address, browser type, device type, operating system and language settings.
• Usage data such as pages visited, links clicked, emails opened and interactions with ImGeld content.
• Cookie and similar technology data, as described in the Cookie Policy section below.

Full payment-card details are processed directly by third-party payment providers and are not stored by ImGeld.

How We Use Personal Data

ImGeld may use personal data to:

• Provide and manage subscriptions.
• Deliver newsletters, reports and service-related communications.
• Process payments, renewals and refunds through third-party providers.
• Respond to user questions and support requests.
• Improve the website, reports, newsletters and user experience.
• Maintain website security and prevent fraud or abuse.
• Comply with tax, accounting, legal and regulatory obligations.

Legal Bases

Where applicable data protection laws require a legal basis, ImGeld processes personal data on the basis of:

• Performance of a contract.
• User consent.
• Legitimate interests in operating, improving and securing the service.
• Compliance with legal obligations.

Sharing of Personal Data

ImGeld does not sell personal data.

ImGeld may share personal data with service providers that help operate the website, newsletter, payment processing, hosting, analytics, email delivery, customer support and security.

These providers may process data according to their own terms and privacy policies.

ImGeld may also disclose information where required by law, legal process, tax authorities, regulatory authorities, or to protect its rights, users, or services.

International Transfers

Because ImGeld may use service providers located in different countries, personal data may be transferred to, stored in, or processed outside the user’s country of residence.

Where required by applicable law, appropriate safeguards will be used for such transfers.

Data Retention

ImGeld retains personal data only for as long as necessary for the purposes described in these Terms, including providing the service, complying with legal obligations, resolving disputes and enforcing agreements.

When data is no longer needed, it will be deleted or anonymized where reasonably possible.

User Rights

Depending on where users live, they may have rights to:

• Access their personal data.
• Correct inaccurate or incomplete data.
• Request deletion of data.
• Restrict or object to certain processing.
• Request data portability.
• Withdraw consent where processing is based on consent.
• Lodge a complaint with a data protection authority.

To exercise these rights, users can contact ImGeld at traders@imgeld.com.

Security

ImGeld uses reasonable technical and organizational measures designed to protect personal data against unauthorized access, loss, misuse, alteration, or disclosure.

However, no method of transmission over the internet or electronic storage is completely secure.

Children

ImGeld is not directed to individuals under the age of 16.

ImGeld does not knowingly collect personal data from individuals under 16.

How ImGeld Uses Cookies

ImGeld may use cookies and similar technologies to:

• Operate the website.
• Manage sessions and security.
• Support newsletter and subscription functionality.
• Process payments securely through third-party providers.
• Remember basic preferences.
• Understand how users interact with the website and content.
• Measure basic website and communication performance.

Types of Cookies

ImGeld may use the following categories of cookies:

Strictly Necessary Cookies

These cookies are required for the website and services to function properly.

They may support security, session management, subscription access and payment processing.

These cookies cannot usually be disabled without affecting website functionality.

Functional Cookies

These cookies help remember user preferences and improve the user experience.

Performance and Analytics Cookies

These cookies help understand how visitors use the website and interact with ImGeld content.

Where required by law, these cookies are used only with user consent.

Targeting or Advertising Cookies

ImGeld does not intend to use advertising cookies unless specifically implemented in the future.

If advertising or tracking cookies are introduced, they should be subject to consent where required by law.

Third-Party Cookies

Some cookies may be placed by third-party service providers, such as website hosting platforms, newsletter platforms, analytics tools, or payment processors.

These third parties may process data under their own privacy and cookie policies.

Managing Cookies

Users can manage cookies through:

• The website cookie banner or preference tool, if available.
• Browser settings.
• Provider-specific opt-out tools, where applicable.

Disabling cookies may affect website functionality.

Consent

Where required by law, ImGeld will place non-essential cookies only after user consent.

Users may withdraw or change consent where a cookie preference tool is available.